Bulgaria

Discover Bulgaria: A Complete Guide to Moving and Living in Bulgaria in 2026

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Are you considering moving to Bulgaria? Whether it’s for work, retirement, or just a new adventure, Bulgaria offers an attractive blend of rich culture, scenic landscapes, affordable living, and a vibrant expatriate community. In this article, we will provide you with everything you need to know about living in Bulgaria, including the cost of living, housing, healthcare, education, and much more.

Bulgaria is located in southeastern Europe, bordering Romania, Serbia, North Macedonia, Greece, and Turkey. Its beautiful landscapes include the Black Sea coastline, mountain ranges, and fertile valleys. But beyond its natural beauty, Bulgaria offers plenty of practical benefits to those looking to relocate.

Bulgaria

Bulgaria is part of the European Union, which provides access to a large single market and a stable political environment. The cost of living is considerably lower than in many other EU countries, while maintaining a high standard of services, making it a top choice for expats and remote workers alike.

Cost of Living in Bulgaria

One of the most attractive aspects of living in Bulgaria is its low cost of living. It is one of the most affordable countries in Europe, making it an excellent destination for retirees, digital nomads, or anyone looking to stretch their budget.

Housing

In comparison to Western Europe, renting or buying property in Bulgaria is significantly cheaper. Rent for a one-bedroom apartment in Sofia, the capital, averages around €400-€600 per month, while outside of the major cities, prices drop even further.

Housing

Utilities and Groceries

Utilities like electricity, heating, cooling, water, and internet are extremely affordable, typically costing between €80 and €120 per month. Groceries are inexpensive, and local produce, especially fruits and vegetables, are fresh and cheap.

Utilities and Groceries

Dining Out

Dining out in Bulgaria is a budget-friendly experience. A three-course meal for two people in a mid-range restaurant will typically cost around €25, and street food or fast-food options can be found for as little as €3-5.

Dining Out
Bulgaria

Finding accommodation in Bulgaria is relatively straightforward, whether you’re looking to rent or buy. Here are a few common options:

  • Apartments: Most expats choose to rent apartments, particularly in major cities like Sofia, Plovdiv, or Varna. Rental contracts usually last for one year, but it is also possible to negotiate shorter-term agreements.
  • Rural Properties: If you’re looking for a quieter lifestyle, there are plenty of rural properties and houses available for sale at very affordable prices. These are ideal for those looking for a holiday home or permanent relocation to a more peaceful environment.

Bruges: A Medieval Masterpiece

Bulgaria
Public Healthcare

Public Healthcare

As an EU citizen, you will be able to access Bulgaria’s public healthcare system, though you may need to apply for a European Health Insurance Card (EHIC) for emergency care.

Private Healthcare

Private Healthcare

Private health insurance can be obtained at very reasonable rates, and private clinics often provide a higher standard of care with shorter waiting times.

For expats with children, Bulgaria offers a variety of educational options, from public schools to international schools.

Public Schools

Bulgarian public schools are free for residents and EU citizens. However, the curriculum is taught in Bulgarian, so this might not be the best option for non-Bulgarian-speaking families.

Public Schools

International Schools

Several international schools in Sofia and other large cities offer curricula in English, French, and German, following internationally recognized education systems.

International Schools

Bulgaria’s economy is growing steadily, and there are plenty of job opportunities, especially in sectors like IT, finance, and customer service. Many multinational companies have opened offices in Sofia, and Bulgaria’s low corporate tax rate of 10% is a significant draw for businesses.

Work Permits

If you are a citizen of the European Union, you will not need a work permit to work in Bulgaria. Non-EU citizens, however, will need to obtain a work permit and residence visa.

Work Permits

Remote Work

Bulgaria is a popular destination for digital nomads thanks to its affordable living costs, reliable internet infrastructure, and stunning natural environment. In recent years, co-working spaces have sprung up across the country, catering to the needs of freelancers and remote workers.

Remote Work

Bulgaria is home to a thriving expatriate community, with plenty of groups, meet-ups, and online forums where expats can connect. Most expats tend to gravitate towards the cities of Sofia, Plovdiv, and Varna, where there are more opportunities for work, socializing, and networking.

Bulgaria

There are also plenty of activities available for expats, from hiking in the Rila Mountains, enjoying the sunny beaches of the Black Sea, or exploring the rich history of Bulgaria’s cities and towns.

Learning Bulgarian

While English is widely spoken in major cities and tourist areas, learning Bulgarian will greatly enhance your experience living in Bulgaria. Bulgarians are generally friendly and welcoming to foreigners, but making an effort to learn the language will help you integrate more easily into society and understand the local culture. Bulgarian is a Slavic language and uses the Cyrillic alphabet, so it may seem challenging at first, but with time and practice, you can make significant progress.

Visas and Residency

For EU citizens, living in Bulgaria is relatively straightforward. You do not need a visa to enter the country, and you can stay for up to 90 days. After 90 days, you will need to apply for long-term residence, which can be done easily through the local authorities. Non-EU citizens will need to obtain a visa and go through a more detailed application process.

  • Permanent Residency: After living in Bulgaria for five years, you can apply for permanent residency, allowing you to stay in the country indefinitely.

Government websites

Official site for visa and residency information for foreigners moving to Bulgaria.

For official guidelines on EU immigration policies, including moving to Bulgaria.

Cost of Living

A reliable source for current information on the cost of living in Bulgaria.

Offers a comparison of the cost of living across different cities, including Bulgarian cities

Healthcare

Provides healthcare data and public health statistics for Bulgaria.

Expat Resources

A forum and resource hub for expats living in Bulgaria.

Real Estate

A website that offers listings and advice on buying and renting property in Bulgaria.

Conclusion

Bulgaria is a hidden gem in Europe, offering a high quality of life, low cost of living, and a welcoming environment for expats. Whether you’re looking for a new place to work, retire, or simply enjoy a slower pace of life, Bulgaria has something for everyone. From its beautiful landscapes to its rich cultural heritage, you’ll find plenty to love about living in this vibrant and diverse country.

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